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Wheel / Alloy / Dent & Scratch Cover

Available for vehicles up to 5 years old / 60,000 miles

Alloy Wheel Insurance has been specially designed to cover the cost of Repair(s) to alloy wheels required as a result of accidental damage. Our aim is to provide a quick and effective repair carried out by our Approved Repairer using pioneering Repair and Refurbishment techniques. Within the Period of Insurance, we will pay for the cost of Repair(s) resulting from Accidental Damage which has occurred within the Geographical Limit to your alloy wheels.

Cover is available for the alloy wheels that are of original specification to the vehicle and that were present on the vehicle at the time it was purchased.

The maximum number of claims permitted under the policy during the Period of Insurance shall be limited to five repairs.

Exclusions:

There are some things that this insurance does not cover.  Importantly, these include;

  • Wheels that are after market fitment or not of original specification for the Vehicle
     
  • General wear and tear, corrosion, pitting, discolouration, tar staining, neglect or a defect which is not deemed as resulting from accidental damage
     
  • Theft of your alloy wheel(s)
     
  • Damage present on an alloy wheel prior to the commencement of the policy
     
  • Alloy wheel(s) with diamond (laser) cut rims, split rim construction or with chrome effect finishes
     
  • Damage caused by;
    • driving the vehicle while the tyre is deflated or
    • a replacement tyre being fitted to the alloy wheel
  • Failure of the Approved Repairer to match the cosmetic finish of any other alloy wheel on the vehicle

Please note:  All other policy exclusions are explained within the policy document.

What happens if I take out cover and then change my mind?

We hope you are happy with the cover this policy provides. However, if after reading the policy, this insurance does not meet with your requirements, return it to your supplying dealer within 14 days of issue and we will refund your premium. Thereafter, you may cancel the policy at anytime, however, no refund of premium will be available. The Insurer shall not be bound to accept renewal of any insurance and may at any time cancel any insurance document by sending 14 days notice to the Insured at their last known address. Provided the premium has been paid in full the Insured shall be entitled to a proportionate rebate of premium in respect of the unexpired period showing on the insurance.

Please contact your Sales Advisor to obtain the full policy wording / book for detailed terms & conditions. 

Available for vehicles up to 8 years old / 80,000 miles

Tyre Insurance is designed to pay towards the costs following the sudden and unforeseen deflation of a tyre arising from accidental damage to the tyre itself, or malicious damage to the tyre or valve from a third party, necessitating immediate repair or replacement before normal use can be resumed.

Tyre Insurance covers you up to the claim limit shown on your policy schedule subject to the application of the excess for up to four tyre(s) fitted to your Vehicle and one spare tyre, which requires repair or replacement as a result of damage.

Exclusions:

There are some things that this insurance does not cover. Importantly, these include;

  • Wear and tear generally, including any unevenly worn tyres caused by defective steering geometry outside manufacturer’s recommended limits, or wheel balance; failure of a suspension component or shock absorber or which in the opinion of a qualified engineer was caused wholly or partly from a lack of maintenance e.g. incorrect tyre pressure
     
  • The excess
     
  • More than five tyre claims in the policy duration
     
  • Tyres over 21” (533mm) in diameter
     
  • Any Damage
    • where the fault or damage occurred before the inception of the insurance, or incurred due to the vehicle being driven following the initial failure
    • caused by fire, any road traffic accident, or where the vehicle is a total loss
    • where damage is caused to any other part of the vehicle by the same incident which is part of a road traffic accident or road risk insurance claim
    • any malicious damage claim, which is not accompanied by a valid and substantiated crime reference number
  • Theft of the tyre(s)
     
  • Any claim where at the time of damage the tyre tread depth is less than 2mm across the full legal width of the tyre
     
  • Tyre(s) which are not ‘E’ Marked tyres and any claim where there has been an attempt to remove the serial number or other identifying marks from the tyre(s)

Please note: All other policy exclusions are explained in full within the policy document.

What happens if I take out cover and then change my mind?

We hope you are happy with the cover this policy provides. However, if after reading this policy, this insurance does not meet with your requirements, return it to your supplying dealer within 14 days of issue and we will refund your premium. Thereafter, you may cancel the policy at anytime however no refund of premium will be available. The Insurer shall not be bound to accept renewal of any insurance and may at any time cancel any insurance document by sending 14 days notice to the Insured at their last known address. Provided the premium has been paid in full the Insured shall be entitled to a proportionate rebate of premium in respect of the unexpired period showing on the insurance.

Please contact your Sales Advisor to obtain the full policy wording / book for detailed terms & conditions.

Available for vehicles up to 5 years old / 60,000 miles

Within the Period of Insurance, We will pay for the cost of Repair(s) resulting from minor body damage which has occurred to the vehicle within the geographical limit. Claim(s) will be handled by the Administrator and the Repair(s) will be carried by Our Approved Repairer, who will make all efforts to affect the repair to your satisfaction.

The maximum number of Claim(s) during the Period of Insurance shall not exceed three (3) Claim(s) in any twelve month period.

You will be covered for:

  • Paint chips which are less than 1.5 mm in diameters
     
  • Dents not exceeding 150mm in diameter
     
  • Scratches less than 150 mm in length
     
  • Paint scuffs less than 150mm in diameter

Exclusions:

There are some things that this insurance does not cover.  Importantly, these include;

  • A vehicle with a non standard or customer paint finish
     
  • Any minor body damage that in the opinion of the Approved Repairer can not be repaired using a smart repair or will require the work to be completed by a Bodyshop
     
  • Repair(s) to cracked or deformed bumper
     
  • Minor body damage where the paint is cracked, flaked or where any paint has been removed
     
  • Damage not classed as minor body damage by the Approved Engineer
     
  • The Excess stated on the Proposal Form
     
  • Door handles, trim, body mouldings, lamps, glass and wheel
     
  • Minor body damage caused by decals or stickers
     
  • Minor body damage as a result of a Road Traffic Accident
     
  • Your vehicle, if used for dispatch, road racing, track day participation, rallying, pace-making, speed testing or any other competitive event
     
  • Minor body damage present prior to the commencement of the policy
     
  • Variation in paint colour or finish due to age of vehicle

Please note:  All other policy exclusions are explained within the policy document.

What happens if I take out cover and then change my mind?

We hope you are happy with the cover this policy provides. However, if after reading this policy, this insurance does not meet with your requirements, return it to your supplying dealer within 14 days of issue and we will refund your premium. Thereafter, you may cancel the policy at anytime however no refund of premium will be available. The Insurer shall not be bound to accept renewal of any insurance and may at any time cancel any insurance document by sending 14 days notice to the Insured at their last known address. Provided the premium has been paid in full the Insured shall be entitled to a proportionate rebate of premium in respect of the unexpired period showing on the insurance.

Please see policy wording / book for detailed terms & conditions.

Dent and Scratch Insurance has been specially designed to cover the costs of repairs as a result of accidental minor body damage to a body panel of your vehicle, without compromising your no claims bonus.  Our aim is to provide a quick and effective repair carried out by our Approved Repairer using pioneering repair and refurbishment techniques.

Enquire about our Tyre/Alloy/Dent insurance policies